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Income Protection

Short-term disability is employer-paid. Voluntary long-term disability is available in different benefit tiers based on earnings.

Income Protection

Short-Term Disability (STD)

Salaried employees

Benefit
100% of weekly earnings for up to 26 weeks Elimination period: first day of disability

Hourly employees

Benefit
60% of weekly earnings to a $1,000 weekly maximum for up to 25 weeks Elimination period: 7 days

STD Notes

  • Provided through Prudential and paid for entirely by PlayCore — there is no cost to you.
  • Late entrants are required to answer medical questions, subject to carrier approval.
  • A pre-existing exclusion provision does apply. 

Long-Term Disability (LTD)

Salaried employees earning $75,000 or more

Benefit
60% of monthly earnings to a $12,000 monthly maximum Elimination period: 180 days

Salaried employees earning less than $75,000

Benefit
60% of monthly earnings to a $4,000 monthly maximum Elimination period: 180 days

Hourly employees

Benefit
60% of monthly earnings to a $4,000 monthly maximum Elimination period: 180 days

LTD Notes

  • Provided through Prudential and paid for by you through payroll deductions (voluntary coverage).
  • Late entrants are required to answer medical questions, subject to carrier approval.
  • A pre-existing condition exclusion provision applies.